金融援助

PLUS贷款的还款期从贷款全额Disbursements之日开始 (paid out), as there is no grace period. Parent PLUS borrowers may contact their loan servicer to request a deferment. Deferments may be available:

• 当您或您的学生至少注册了一半时间(6个单元)，并且

• 在学生停止入学后的6个月内，至少有一半的时间

所有的资格要求必须满足，以便有资格获得PLUS贷款. 如果你 或者你的学生不符合这些标准，请制定相应的计划来帮助满足 your student's school expenses.

联邦直接加申请只能由借款父母完成

• 在线申请PLUS贷款和/或使用家长填写申请表的学生 information will be considered as having committed Federal Student 援助 Fraud  并会受到刑事检控、终止经济资助及/或 expulsion from Butte College.

• 比特学院财政援助办公室可以要求公证的政府文件副本 如学生或其他家庭成员诈骗，已发出的身分证以核实借款人身份 被怀疑. The Office of Inspector General (OIG) will be notified of loan fraud suspicion and/or activity. 

联邦直接加申请只能由借款父母完成

• 在线申请PLUS贷款和/或使用家长填写申请表的学生 information will be considered as  having committed Federal Student 援助 Fraud  并会受到刑事检控、终止经济资助及/或 expulsion from Butte College.
  
  
• 比特学院财政援助办公室可以要求公证的政府文件副本 如学生或其他家庭成员诈骗，已发出的身分证以核实借款人身份 被怀疑. The Office of Inspector General (OIG) will be notified of loan fraud suspicion and/or activity

应用步骤-Step Federal Direct PLUS Loan Application Process

步骤1: Your student must have completed a Free Application for Federal Student 援助 (FAFSA) for the current academic year attending 并收到了本学年的经济援助通知邮件， 这表明他们的经济援助文件是完整的，他们的资格已经得到了满足 确定.

步骤2:  家长借款人 只有 must apply for a Direct PLUS Loan at http://studentaid.gov  然后完成 Master Promissory Note (MPN) 与美国.S. 教育部, using your Federal Student 援助 ID (not your 孩子的). MPN是一份法律文件，解释了合同的条款和条件 loan and binds you to repay the loan and any accrued interest and fees. 父母的借款人 need to reapply for each new academic year for a Direct PLUS loan. Butte College School Code: 006972

步骤3: Parent borrower must complete a 信用检查 与 U.S. 教育部. To be eligible for a Parent PLUS Loan, you must not have an adverse credit history. 如果你被发现有不良的信用记录，你仍然可以借一个PLUS 如果你得到贷款 背书人 who does not have such a history. An 背书人 is someone who agrees to repay the 如果你不贷款的话. 如果你 are declined for a PLUS Loan and you choose not to use 作为担保人，你的学生可能有资格获得额外的无补贴贷款资金.

步骤4:一旦联邦政府通知皇冠新现金网，一个PLUS申请 已准备好进行处理 财政援助办公室将通过电子邮件发送皇冠新现金网补充PLUS申请到 the borrower’s email listed on the PLUS 应用程序 只有. 我们不能向借款人以外的任何人提供信息保护 机密信息. You may be asked to provide a notarized copy of Photo ID to verify borrower’s identity.

Interest rates and fees are adjusted by Congress for each academic 一年, and begin July 1 each year. 根据2013年两党学生贷款确定法案授权的变更， 直接贷款的利率是一个统一的“指数利率”加上 根据贷款类型(在本例中为PLUS贷款)而变化的“附加条款” 由家长发出). The interest rate for a loan, once established, applies for the life of the loan -- that is, the loan has a fixed-rate. As a result, parent borrowers 在一个以上的奖励年度借款的人可能会有一些固定利率贷款， each with a different interest rate.

哪些问题会导致我的Parent PLUS贷款被延迟或取消?

Non-Degree Status of Your Student

学生必须在皇冠新现金网注册符合条件的学位或证书课程 to be eligible to apply for financial aid, including student loans.

Enrolled less than half-time (6 单位)

学生必须在比特学院注册至少一半的时间(6个学分) 贷款期限. Open Entry/Open Exit and late-starting courses must be added by freeze 符合资格的日期.

Lack of Satisfactory Academic Progress

未能达到学业进展满意(SAP)要求标准的学生 are 不合格的 to receive financial aid including loans.

申请经济援助缓刑或超额单位申请的学生的贷款可能会延迟 or denied until their Satisfactory Academic Progress status is confirmed.

 因学业进展不佳而被取消资格的学生必须恢复其学籍 他们在申请贷款之前，可能会受到减免或取消 的贷款.

 学生必须完成至少六(6)个应付单元，并在“C”或以上 fall semester to be eligible for the spring loan portion. Spring-只有 loans will not 批准在秋季入学但未完成六(6)项的学生 单位.

被监禁的学生

Incarcerated students are 不合格的 直接PLUS贷款.

-如果一个学生在联邦监狱服刑， 州或地方的教养所、监狱、拘留所、感化院、劳动农场或类似的惩教所 institution (whether it is operated by the 政府ernment or a contractor).

如果学生被安置在中途教习所或家庭拘留，则不被视为被监禁 or is sentenced to serve 只有 weekends.